Uber drivers are independent contractors who receive a 1099-NEC at year end. Uber withholds zero taxes — but you can deduct a wide range of business expenses to reduce your self-employment tax and income tax. This guide lists every IRS Schedule C deduction available to Uber rideshare drivers in 2026.
| Gross Uber income | $50,000 |
| Mileage deduction (15,000 mi) | − $10,500 |
| Phone + insurance + amenities | − $2,400 |
| Health insurance | − $4,200 |
| Net profit (Schedule C) | $32,900 |
| SE tax (15.3% on 92.35%) | − $4,648 |
| SE tax deduction (50%) | − $2,324 |
| Estimated federal income tax | − $3,500 |
| Texas state tax | $0 (no state tax) |
By claiming $17,100 in deductions, this Uber driver reduced taxable income significantly — saving an estimated $4,500–$6,000 in combined taxes.
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I have been 1099 for 4 years and never fully understood what I could deduct until I found this site. The home office, internet, and software deductions alone saved me over $3,800 on my 2025 return. Way better than anything my accountant explained.
Switched from W-2 to 1099 last year and had no idea what I was doing. This site taught me about QBI deduction, SE tax deduction, and health insurance write-off. Filed my first Schedule C with confidence. No paywall, no upsell, just real information.
Good reference for quarterly estimated taxes. The state-by-state breakdown is useful — Florida has no state income tax which this confirmed. Bookmarked for Q3.